Savings: Resources to get you started!!!

I am ashamed to say that finally  I see the importance of a savings account. Guys, I am a spender! Seriously, if I have $500 or more in my account, I automatically think I am rich!!! hehehe

I came from a low income family background. My parents never had to handle money because they didn’t have very much. I supposed, I ought to give them more credit, even with the small amount of money they did have, they saved it. But saving is no fun to a 20-something-Charlotte!

But now—I’m no longer 20. I have a baby…and I got to make sound judgment decision to ensure my son’s future…so I have to do the responsible thing! You know the S-word: SAVE!!! What S word were you thinking of? Never-mind, don’t answer that.

If you do not have an accounting background, you may struggle to understand finance, savings, investment, stocks, shares, or diversification like me. Well we are not alone. So don’t feel stupid. Millions of America struggle with this too!

I guess in our defense, we weren’t taught on how to save in school, instead we were taught about other irrelevant stuff that we don’t need or use. Do you agree with me on this one?

Given that I have no financial background what-so-ever, I am in no position to give financial advices so these are the resources that I have found to be helpful to jump start my savings/budgeting game.

Books:

Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams

Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

The Automatic Millionaire Workbook: A Personalized Plan to Live and Finish Rich. . . Automatically

Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

If do are not a reader, you can still obtain financial knowledge from other sources:

Check out the following links:

https://www.youtube.com/results?search_query=rachel+cruze+budget

https://www.youtube.com/results?search_query=Dave+Ramsey+show

https://www.youtube.com/results?search_query=suga+mamma+budget

Ignorance is not bliss!!! —Not when it comes to your money and savings!!! Click on the links above and start educating yourself! You owe yourself, your spouse, and your children that much!!!

Read as much as you can, watch as many videos as you can, talk to financial advisors, explore all your options. Knowledge is really power when it comes to finances!

Well dear friends if you know of any other financial resources, please share.

 

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s